HRA Calculator
Calculate your House Rent Allowance tax exemption. Enter your basic salary, HRA received and rent paid to see the exempt and taxable portions of your HRA.
₹
₹5,000₹5,00,000
Fifty Thousand Rupees
₹
₹1,000₹3,00,000
Twenty Thousand Rupees
₹
₹1,000₹3,00,000
Eighteen Thousand Rupees
City Type
Metro cities (Delhi, Mumbai, Kolkata, Chennai, Bengaluru, Hyderabad, Pune, Ahmedabad) allow a 50% exemption; other cities allow 40%.
HRA Exempt from Tax
₹13,000
Per month
Taxable HRA
₹7,000
Per month
Exemption is the lowest of these three
1. Actual HRA received₹20,000
2. 50% of basic salary₹25,000
3. Rent paid minus 10% of basic₹13,000
Exempt HRA (lowest)₹13,000
Annual HRA exemption: ₹1.56 L. This reduces your taxable salary if you opt for the old tax regime. HRA exemption is not available under the new tax regime.
The HRA exemption under Section 10(13A) applies only under the old tax regime. You must actually pay rent and, for rent above Rs 1 lakh a year, provide the landlord's PAN.
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